Home World AUSTRALIA How to get value for money from your insurance on your everyday...

How to get value for money from your insurance on your everyday health expenses


Getting value for money from your health insurance is more than just getting the lowest price on your premiums. It’s the everyday extras like going to the dentist or getting new glasses that are really burning a hole in your pocket.

In other words, you’ve got to make sure you’re getting value for your money if you truly want to become a smart saver.

The first step is to make sure you’re not paying too much for your policy. In 2019 alone, Health Insurance Comparison was able to save our customers $380.79 on average when they switched funds with us. That’s not all. Families saved a whopping $603.03 by choosing a more appropriate plan.

And you too could save hundreds of dollars on a new health policy by comparing with us.

It’s the everyday extras like getting new glasses that are really burning a hole in your pocket. Photo: Getty Images

From a dentist check-up to getting new glasses – the savings are real

Let’s look at an example on how you can get value for money on your extras.

Let’s say, you’re a family of four who get dental cleaning done once every year – if your average cost for cleaning is $111 and your current fund covers 50% of that cost, you’ll get back $222 on your treatments.

But you can save more. If you compare and switch to a fund that covers 80% of that cost, then you’ll get back $355 on your yearly visits to the dentist.

That’s a massive saving which successfully off-sets a lot of your costs. But it can be hard to compare rebates, as you’ve got to go deep into the ins and outs of a policy. It’s why the experts at Health Insurance Comparison can do all the heavy lifting for you to make sure you’re getting real value from your policy.

From a dentist check-up to getting new glasses – the savings are real. Photo: Getty Images

Cost-cutting made easy with the right health insurance

You don’t have to be sick or always using your hospital cover to get value for money from your health fund. Common extras like dental and optical can make your policy really cost effective.

The experts at Health Insurance Comparison are here to get you value for money. We compare cover across a panel of trusted insurers to get you a better deal and make the switching process seamless.

There’s no need to worry about waiting to claim either. Switching to cheaper equivalent cover means you usually won’t need to serve any new waiting periods.

With a better-value policy, you can now minimize costs and quit worrying about your extras. Start comparing today.

Make your health insurance work harder for you, not the other way round!

*Average based on 20,400 customers in 2019. Family average based on 3,459 family customers in 2019.

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.



Source link

Must Read

Coronavirus latest news: Labour calls for university students to be allowed home for Christmas

Coronavirus latest news: Labour calls for university students to be allowed home for Christmas Source link

NBA Playoffs 2020: Los Angeles Lakers qualify for NBA Finals, LeBron James masterclass

The Los Angeles Lakers have qualified for the NBA Finals for the first time since 2010 after toppling the Denver Nuggets in Game...

LIVE: Kepa dropped as Chelsea visit West Brom

West Brom raced to a 3-0 half-time lead with some brilliant finishes, but Mason Mount and Callum Hudson-Odoi have pulled the Blues right...

Why Hong Kong’s era as a global financial centre is far from over

Rumours have it that rival cities such as Singapore and Tokyo are trying to lure talent and capital away from Hong Kong’s financial...

Man United manager Solskjaer blasts Van de Beek criticism

3:00 AM ISTRob DawsonCorrespondent Manchester United manager Ole Gunnar Solskjaer has said suggestions Donny van de Beek is not enough to improve the...